Credit Admin Officer Toàn thời gian

Saigon Riverside Office Center 2A - 4A Ton Duc Thang Street, Dist., 1, HCMC
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Salary: Negotiate

Mô Tả Công Việc

Reporting:
- Complete Monthly Credit Reports to Head Office, SBV & others if required;
- Interpret & consult on incoming credit requests, from Head Office, SBV or other if required, for accuracy and completeness;
- Update announcements of decrees, circulars of State Bank of Viet Nam and other changes of customer’s information.
Documentation Checking & Safe-keeping
- Check basic identification documents;
- Check Bank’s standard documentation;
- Check and approve the credit line in transaction menu via internal system;
- Verify and update competent signatures of Approval Authority Limits, LAR(M), and loan documents;
- Check the sufficient quorum of the Credit Committee which may be approved from time to time by the Board;
- Check details of loan documents, such as: Credit Agreements, Guarantee or Mortgage Agreements, etc. received from Credit Officers before sending to customer for signature;
- Check, arrange, and keep safe the documents (the hard & soft copies) received from customers and Account Officer against loan documentation checklist to ensure they are correct & in compliance with law & policies;
- Advise Account Officer on credit documentation and other relevant issues.
Managing collateral(s), mortgage(s), guarantee
- Check the evaluation of collateral assets to ensure the conformity with any guideline, terms & conditions, requirements stated in the approvals & prevailing regulations;
- Check the filing of collateral at the competent security registration office;
- Collect, safe-keep, and release credit & security documents;
- Execute all security documents and procedures;
- Follow up the amendment of credit and security documentation.
Dispatching Facility Limit
- Get approval on the pre-funding checklist from Branch General Manager to dispatch permission of Facility Limit;
- Input facility details in all relevant application systems, including facility limit, collateral and guarantee details;
- Sign-off the T24 system for limit set up;
- Input data for guarantor(s), collateral(s), mortgage(s), and pending documents.
Controlling & monitoring
- Control and monitor the credit facility and collateral position regularly by preparing internal management reports.
Releasing guarantee, collateral(s), mortgage(s), or documentation
- Update and cancel credit line after received eligible cancellation memorandum from Account Officer;
- Purely release collateral(s), mortgage(s), and guarantee after received proper approval;
- Prepare the letter to guarantor(s) and collateral owner(s) to inform them their collateral(s) or guarantee(s) are released;
- Release original ownership certificates, custom declaration relating to collateral(s), mortgage(s), or guarantee;
- Release loan documents.
Freezing credit line
- Issue Freeze Memorandum to Credit Dept., Operation Dept., Branch General Manager;
- Comment on the violation of interim report, covenants, or terms and conditions.
Compliance with all applicable banking laws, regulations and BSA/AML Policies.

Yêu Cầu Công Việc

Requirements
- Have knowledge about banking is advantage.
- 2 year experience in related position.
- Fluent in English; A plus with good command in Mandarin
- Strong capability& good skills of communication and negotiation.
- Highly adapt to work well in team,under pressure
- Possess the personality of loyalty, honesty, self-confidence and modesty.
Salary and benefits:
- Salary: Negotiate

Địa Điểm Làm Việc

Saigon Riverside Office Center 2A - 4A Ton Duc Thang Street, Dist., 1, HCMC
Công việc tương tự

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